Financial literacy requirements by state

Is personal finance required to graduate in Maine?

Not yet

Maine does not guarantee it. There is no requirement that every student take a standalone personal finance course before graduating. Whether Maine students ever learn budgeting, credit, or investing comes down to the district they live in and the electives they happen to pick.

What this means for students in Maine

The short version, without the policy jargon.

How Maine compares

The nearest states, and whether each one guarantees the course.

Status data from Next Gen Personal Finance's Live U.S. Dashboard, July 2026. "Guaranteed" means every student must take at least a one-semester standalone personal finance course to graduate. See the full interactive map of all 50 states.

The national picture

Maine is one piece of a map that's still changing.

30

states guarantee a standalone personal finance course before graduation.

21

states plus D.C. still don't, so it comes down to the district a student lives in.

76%

of U.S. public high schoolers will be covered once every current law finishes phasing in.

You don't have to wait for a law.

120 lessons across budgeting, banking, credit, investing, taxes and insurance. Free for every student in Maine, and you don't need an account to start.

Questions about Maine

Is personal finance required to graduate in Maine?

No. As of July 2026, Maine does not guarantee a standalone personal finance course for graduation. Individual districts may still require or offer one.

What does a personal finance course in Maine usually cover?

State personal finance standards are generally built around the same core topics: budgeting, banking, credit and debt, investing, taxes, and insurance. Finlingo's 120-lesson path covers all six across six units, so it lines up with most state frameworks whether or not Maine mandates a course.

Can Maine students use Finlingo for free?

Yes. Finlingo is free for every student, teacher, and chapter advisor in Maine and everywhere else. There are no ads and no paid tier. You don't even need an account to start; progress saves to your browser until you make one.

Does Finlingo help with DECA and FBLA competition in Maine?

Yes. Competition Prep is a separate track from the lesson path: 717 exam-style questions across 27 DECA and FBLA categories, shuffled into an endless stream with an explanation on every answer, plus scored tests from 10 to 100 questions. Maine chapters can also compete on the state and national leaderboards.