Why we're doing this

Money is a required class in 30 states.
It's a required skill in all 50.

Thirty states now guarantee every student a personal finance course before graduation. Real momentum, decades in the making. But twenty states and D.C. still don't, and most of the new laws won't fully kick in for years. Finlingo exists so nobody has to wait for a law to learn how money works.

30states guarantee ita required personal finance course
21don't yet20 states plus D.C. leave it to chance
The map that explains us

Does your state guarantee the class?

Tap your state. Green states guarantee at least a one-semester standalone personal finance course before graduation. Red states don't. Yet.

Source: Next Gen Personal Finance's Live U.S. Dashboard, July 2026. "Guaranteed" means every student must take at least a one-semester standalone personal finance course to graduate.

Prefer a list? See every state spelled out
Read the fine print

Even the green states come with an asterisk

A law on the books isn't a lesson in a classroom. Here's what the map doesn't show.

3 in 4

…students, eventually

Once every current law finishes phasing in, about 76% of U.S. public high school students will be guaranteed the course. Historic, and still not everyone.

2031

"Eventually" is the catch

Many of the newest mandates don't reach full effect until the Class of 2031. If you're in high school right now, the law may be too late for you.

20 + DC

Still no guarantee

In twenty states and Washington, D.C., whether you ever learn budgeting, credit, or investing depends on your district and which electives you pick.

Our answer

Make the class free, fun, and impossible to be zoned out of

  • Free for every student, in every state. No mandate required: 120 bite-size lessons on budgets, banking, credit, investing, and taxes.
  • Free for teachers who aren't waiting either. A class code, a roster, and assignments, whether your state requires the course or you're building it yourself.
  • Built like a game, because that's what sticks. Streaks, hearts, coins, and a goldfish with opinions: three minutes a day beats a textbook chapter you'll never open.
Start learning free Bring it to your class

Required or not, the fish shows up either way.