Utah guarantees it. Every student must complete at least a one-semester standalone personal finance course to graduate, required since the Class of 2008, the first such guarantee in the nation. If you're in school in Utah today, the requirement applies to you.
The short version, without the policy jargon.
The nearest states, and whether each one guarantees the course.
Status data from Next Gen Personal Finance's Live U.S. Dashboard, July 2026. "Guaranteed" means every student must take at least a one-semester standalone personal finance course to graduate. See the full interactive map of all 50 states.
Utah is one piece of a map that's still changing.
states guarantee a standalone personal finance course before graduation.
states plus D.C. still don't, so it comes down to the district a student lives in.
of U.S. public high schoolers will be covered once every current law finishes phasing in.
120 lessons across budgeting, banking, credit, investing, taxes and insurance. Free for every student in Utah, and you don't need an account to start.
Yes. Utah guarantees every student at least a one-semester standalone personal finance course before graduation, required since the Class of 2008, the first such guarantee in the nation.
State personal finance standards are generally built around the same core topics: budgeting, banking, credit and debt, investing, taxes, and insurance. Finlingo's 120-lesson path covers all six across six units, so it lines up with most state frameworks whether or not Utah mandates a course.
Yes. Finlingo is free for every student, teacher, and chapter advisor in Utah and everywhere else. There are no ads and no paid tier. You don't even need an account to start; progress saves to your browser until you make one.
Yes. Competition Prep is a separate track from the lesson path: 717 exam-style questions across 27 DECA and FBLA categories, shuffled into an endless stream with an explanation on every answer, plus scored tests from 10 to 100 questions. Utah chapters can also compete on the state and national leaderboards.